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Get Out of Debt
Debt Kid
I Survived Bankruptcy, Short Sale & More | DebtKid.com
- Debt Update January 2012
It’s been awhile since I did a debt update, so lets take a look at where I’m at vs when I started debtkid.com back in 2007. 2011 was definitely not my best year for earning, especially compared to 2010 and even 2009. I let my work slack off with moving to Portland 2010 and getting [...]
- What To Do, If You Can?t Afford A Vet
Perhaps you acquired your pets before your financial circumstances changed. Perhaps you?re self-employed and having a low month. We?ve been on our journey to get debt-free for two and a half years now, following the ?baby steps? from Dave Ramsey. The Ramsey program says you only carry $1,000 for emergencies. Which is fine, until your [...]
- Taking a look at Betterment.com
Sigh, I’m still not a fan of the stock market. I guess being out of the market the last few years has probably cost me financially, but I still don’t think I could take the stress of the ups/downs. The funny thing is that I still watch quite a few stocks, daily even, but I [...]
- Dear IRS, I?m STILL waiting for my Adoption Tax Credit!
Dear IRS, (You read Debtkid, right? If not, you totally should. Good stuff here.) I?d like to know, why it is unacceptable for me to withhold paying my taxes beyond the due date, however, the IRS is at liberty to delay payment of a refund due indefinitely and without interest. What?s up with that? We?ve [...]
- Where?s My #!#% Refund?
Note: This is my family?s tax story, not to be confused with actual tax advice from a qualified professional. I?ve mentioned before that we?re an adoptive family. We welcomed our ?bundles of joy? to the family in 2005 (daughter age 7 from the USA, now 12.5) and in 2008 (daughter age 3 from Ethiopia, now [...]
- Four Money Thoughts That Can Change Your Life
1. How to make more money. You can?t. That?s right, you can?t make more money. You can only earn more money. You aren?t the Treasury Department and you don?t get to print it up when you need it. Money must be earned. Some of you will immediately respond with ?semantics? because you like to argue [...]
- Cheap Entertainment ? 10 Ideas To Rock The Frugal Fun
It always hits me (and the kids) this time of year. The inevitable I?m bored feeling. The sky is gray, the house is gray, everything is cold and damp and nobody feels like doing anything. So here in the great Pacific Northwest, a common way to deal with this is to spend our winters at [...]
- Who Has The Best Free Online Checking Account?
I’m fed up with my local bank. They close at 6pm, I usually work til 6pm. So I’m looking for an online checking account that I could use as my wife and I’s primary checking account. I’d prefer to have something with no fees and some sort of mobile deposit option. Here’s the options I’ve researched [...]
- A Beginner?s Guide to Online Money Management
PFM, OFM and Online Banking? managing your finds online is all the rage these days, and if you want to get a handle on the big picture that is your money, you really should consider adding these to your personal finance repertoire. I?ve been using the Mint.com OFM now for about two years, and I?m [...]
- Should You Ever Buy A New Car?
A friend of mine was considering buying a used luxury vehicle (3-4 years old), and while it’s not a car I would ever buy, it fits his personality. However, he is thinking of now buying new because, “The interest rate on a new car is a lot lower, 1.9% vs 4 or 5%” Now, my [...]
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